Toys R Us Credit Card

A Toys R Us Credit Card is an excellent option for frequent Toys R Us and Baby R Us shoppers. As well as coming with no annual fee, this card also provides the opportunity to earn reward points that can be redeemed wherever your credit card is accepted. Despite the lower than average APR, people who use this card carefully can get a performance violation for purchases if they do not manage the purchases well.


You can open an account for the Toys R Us Credit Card company online in just a few minutes. Using the services is also possible if you have a smartphone and download the Playstore or iTunes application.

or Get Assistance

As long as you have an Internet connection, you can manage the activities of your online credit card account with the Toys R Us Credit Card. Toys R Us is one of the largest toy stores in the world. There are two types of business credit cards offered by Toys. You should consider this credit card if you regularly shop at Toys R Us and Babies R Us. Rewards points are offered by Toys R for purchases made at the store.

Sign Up Process For New Users

You can easily register for these cards in just a few steps, which is one of their most significant advantages. Moreover, registering on this portal only takes less than a minute. You can use your phone’s web browser. We will explain how you can register on this site in the following steps:

  • You should begin by visiting this portal’s official website.
  • The “Sign up now” option will be available there.
  • Go to the home page and click “Register Now.”
  • Press Yes if you already have a Toys R Us Credit Card; otherwise, press No. Receive rewards when you sign up.
  • The next step is the registration form, where you will be asked to enter information such as a phone number, address, email address, etc.
  • Click “Register” after submitting the above information.
  • Your screen will display a confirmation message when you register. Once you have completed the registration process, you will be able to log in to your Toys R Us Credit Card account.


Step By Step Login Procedure

Registering your credit card account online will enable you to manage your rewards. Follow these instructions to log into your account if you have a username and password:

  • You must first log in to your Toys R Us Credit Card account to access the services available on the portal.
  • Enter your user number in the respective field.
  • In order to access your account, you need to enter your password and click “Login.”.
  • You can immediately make a payment through Toys R Us Credit Card login and make any necessary changes to your account details.

What Are The Login Requirements?

Several conditions must be met in order to complete the application process successfully:

  • Overdue accounts are not permitted.
  • You must not have filed for bankruptcy in your credit history
  • It is a requirement that you are 18 or older
  • If you have a valid social security number, you can provide it.

Cardholders can view past transactions, pay bills, view their bank statements, and update account information online through their ToysRUs Credit Card account. Your credit card company allows you to open an account online in a matter of minutes, and you can log in from your smartphone if you have an app downloaded from the Playstore or iTunes app store.

Toy R US Portal Details

Charles Lazarus founded Toys R Us in 1957. Their warehouse is located in Wayne, New Jersey, and they specialize in toys, clothing, and baby products. Due to their success in creating baby products in the market, Toys R Us created their own credit card. This credit card is issued by Synchrony Bank and is designed so regular customers who shop at Toys R Us can save on toys for their children.

In addition, this Credit Card now offers its customers online services so that they can manage their credit cards at any time. It provides simple financial services for baby care products and offers good discounts to its cardholders.


In the Premium Toys R Us Credit Card program and the ToysRUs Credit Card program, 26.99% interest is charged on all purchases. It is a standard credit card offered by MasterCard that can be used anywhere MasterCards are accepted. Once your ToysRUs Credit Card order is approved, you will also receive rewards for all purchases made with either card.

You will be able to earn two points per $1 spent at Toys R Us and Babies R Us stores beginning in October 2017. For those who open an online account with Toys R Us or Babies R Us by visiting an official site, you’ll receive 15% off or special financing on your first purchase with your new Toys R Us or Babies R Us credit card when you apply online.

What Are The Rewards?

With a Toys R Us Credit Card, you can enjoy many benefits. For all of your reward benefits, you receive a substantial amount when you own one of your cards. Below you will find some information about the rewards you can receive:

  • You will earn 2 points for every dollar you spend with Toys R Us Credit Card.
  • Whether you are shopping online or in-store, your time you reach 125 points, you will receive $5 as a reward.
  • Throughout the two weeks, the customer can earn a maximum of $ 20 in rewards.
  • Logging into your credit card account is the first step to getting all of these reward points.

With this credit card, consumers can earn rewards when they shop at Toys’ R Us, Babies R Us, and anywhere MasterCard is accepted. When using this card, you should only make purchases at Toys’ R Us or Babies R Us, where you earn two points for every dollar spent. Additionally, consumers earn one point for every $ 4 they spend outside of the store. For every 125 points earned, a person receives $5 in rewards.


Holders of the Toys R Us Credit Card can take advantage of special financing offers on certain purchases (but will not earn points) and receive a 15% discount on opening day purchases. Even though cardholders must pay high-interest rates, the rewards program makes it an attractive option. Furthermore, this card can also be approved for applicants with limited creditworthiness. The credit history you can build with responsible behaviour and timely payments is excellent.

Retrieving Portal UserID

There is no need to worry if you have forgotten your card account ID. You can retrieve it in three easy steps. Below are the steps to recover your ToysRUs Credit Card user ID:

  • Visit the Toys R Us Cards website.
  • In the login tab, you’ll find a link titled “I forgot my user number.”. To recover your user ID, click the I forgot my user ID link.
  • Once you click this link, you will be required to enter your account number and zip code.
  • After your credit card details have been verified, you will find your account user number.

How To Reset Your Account Password?

No need to worry if you forgot your account password. Here’s how you can retrieve it. The following steps will help you recover your ToysRUs Credit Card password:

  • Visit the Toys R Us Cards website.
  • Within the login tab, you will now see a link entitled “I forgot my password.”. You can reset your password by clicking the I forgot my password link.
  • You will now need to create your new password. Note down your password somewhere so that you can use it later.
  • Logging into your account is easy after creating your new password.
Official NameToys R US Credit Card

Online Bills Payment Using The Portal

  • Access your account by logging in.
  • To make a payment, click the ‘Make Payment’ button.
  • You will be prompted to enter your payment amount and the date that you want to pay.
  • Complete the form with all information requested. You can find this information at the bottom of your check.
  • You can submit the form by clicking ‘Submit.’

Customers can manage all their credit cards from the comfort of their homes with ToysRUs credit cards. As soon as you set up an online account and log in, you will be able to review account activity, view current bank statements, pay your bill, update account information, set up account notifications, and make changes.

Customer Support Contact Details

Paying your bill by phone:

  • To pay the Mastercard, dial 1-855-389-2359.
  • To pay by calling the store, dial 1-855-389-2365.

Credit card Payment Address:

  • Mastercard for Toys R Us: R Us Mastercard: P.0. Box 530938, Atlanta, GA 30353-0939
  • Store Card: R Us Credit Services: PO Box 530938, Atlanta, GA 30353-0938

Difference Between Store Card and MasterCard

Customers at Toys R Us can choose between two types of credit cards. One of the cards can only be used in Toy R Us stores, which is known as a Store Card. Secondly, MasterCard can be used for any purchase in the United States, and it is widely accepted.

Store card:

  • It goes without saying that this card can only be used in company stores.
  • Additionally, your reward point search may be constrained depending on your limitations.
  • Fundraising events held in-store will no longer qualify for rewards points.

Master card:

With the Toys R Us Mastercard, you can use it anywhere because it is a full-featured MasterCard, plus you can collect points when shopping anywhere. As a result, the premiums to which you are entitled remain unchanged. When you purchase online, for example, you will earn points for every dollar spent.


When shopping at Baby R-Us stores, Toys R Us Credit Card members earn reward points, which is the best option for frequent shoppers. Purchasing at Toys “R” Us and Babies “R” Us with the ToysRUs Credit Card will earn you 8 cents, which is substantially higher than for other cards. In addition to the bonus rate for other purchases, the card offers a 1% lower rate than other discount cards.


The Toys R Us Credit Card is best for customers who frequently visit their toy stores. Using this card will give you a lot of benefits. More information on registering loyalty cards can be found in another guide. You should consider everything before making a payment or participating in any other process. Your Synchrony Bank credit card gives them access to what you do with toys. In case of a problem with any of the transactions, you can simply contact the sync store and ask for the appropriate solution.

Having a stable income, a good credit score and a strong credit history will increase your chances of being approved for a Toys R Us Credit Card. Toys’ R Us’ credit cards are usually issued by Synchrony Bank and require applicants to have a credit rating between 620 and 720. If you regularly shop at Toys R Us or Babies R Us, the R Us credit card offers several valuable benefits for a card without an annual fee: If you buy a large toy, you can save a lot of money.

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