Interest Payment

The Toys R Us credit card offers many benefits. They offer you a great deal when it comes to receiving all of the benefits of their rewards if you personally own one of their cards. For this card, the interest rate is 26.99%. The best way to avoid paying interest is to pay all your monthly balance by the due date.


Interest will, however, be charged at no less than $2.00 per month. Synchrony Bank is the company that issues the Toys R Us credit card. Customers can apply in-store or online and receive a 15% discount on approval day. In order to sign up for this card, you should know whether fees and interest rates will affect acquisition costs and credit quality, as well as whether or not your application will be approved.

During each billing cycle, at least the total minimum payment due on your account must be paid by 5 p.m. (ET). The amount of payments received after 5 p.m. (ET) will be credited the next business day. It is possible to pay a portion of the entire unpaid balance at any time without being charged additional fees. You may pay less interest if you make an earlier payment on a balance that is subject to interest. Even though we will credit your payment when we receive it, we may delay crediting your account in the amount of your payment.


Online payments or mail-in payments are both options. You may be able to make payments by phone, but we will charge a fee for expedited phone payments. To pay, you must use a United States bank account or a check or money order from a bank located in the United States.

With Toys R Us Credit Card, customers have been able to purchase toys at a discount. Financial management has become simpler and more secure for this person because of this card.